Compare Loans

Fixed Rate Loans

  • 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.

  • Buy a home with as little as 5% down (primary home).

  • Refinance up to 95% of your primary home's value.

  • Monthly payments remain the same for the entire loan term.

Adjustable Rate Loans

  • 3/1, 5/1, and 7/1 ARM's. Monthly payments based on a 30 year repayment schedule.

  • The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter.

FHA Loans

  • 3.50% minimum down payment required on purchase.

  • Minimum credit score usually 620.

  • Post-bankruptcy qualifying - 2 years after.

  • Post-foreclosure qualifying - 3 years after.

ZERO Closing Cost Loans

  • The lender pays full origination fees to broker which means ZERO points to you!

  • ALL of your closing cost FEES are covered from a lender credit which means no money from you!

  • We can even refund you the Appraisal Fee.

Self Employed Mortgage

  • 12 Month Bank Statement Programs to calculate income

  • Higher Debt-to-income ratios up to 50%

  • Credit scores as low as 620

  • Flexible credit standards for derogatory history

Foreign National Mortgage

  • Borrower up to 80% of the value of the home

  • Loan amounts up to Super Jumbo

  • Cash out up to 70% of the value of the home

  • US Credit is not required

Bad Credit Home Loans

  • Credit scores as low as 500

  • Flexible credit standards for derogatory history

  • Down payments as low as 20%

  • No prepayment penalties

VA Loans

  • Competitive interest rates that are routinely lower than conventional rates.

  • Sellers can pay up to 6 percent of closing costs and concessions.

  • Higher allowable debt-to-income ratios than for many other loans.

  • Down payment as low as 0%.

It's a great time to purchase your new home. Get the process started by applying with The Newfinity Group today!