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As Low As 5% Down
30-, 25-, 20-, 15- and 10-year terms available
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Buy a home with as little as 5% down (primary home).
Refinance up to 95% of your primary home's value
As Low As 3.5% Down
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3/1, 5/1, and 7/1 ARMs. Monthly payments based on a 30 year repayment schedule
As little as 3.5% down
The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter.
As Low As 3.5% Down
3.50% minimum down payment required on purchase.
Minimum credit score usually 620.
Post-bankruptcy qualifying - 2 years after.
Post-foreclosure qualifying - 3 years after.
No FEES
The lender pays full origination fees to broker which means ZERO points to you!
ALL of your closing cost FEES are covered from a lender credit which means no money from you!
We can even refund you the Appraisal Fee.
Credit Scores As Low As 620
12 Month Bank Statement Programs to calculate income
Higher Debt-to-income ratios up to 50%
Flexible credit standards for derogatory history
US Credit Not Required
Borrower up to 80% of the value of the home
Loan amounts up to Super Jumbo
Cash out up to 70% of the value of the home
As Low As 20% Down
Credit scores as low as 500
Flexible credit standards for derogatory history
No prepayment penalties
As Low As 0% Down
Exclusive benefits for military and veterans.
Higher allowable debt-to-income ratios than for many other loans.
Competitive interest rates that are routinely lower than conventional rates.