Bad Credit Home Loans

Has your low credit profile created difficulties in obtaining a traditional mortgage? Competitive options are available and we can help! Home Loan Financing for credit scores down to a 500!


Inquire today about our diversified mortgage loan products for borrowers with below average credit!

The Newfinity Group Inc works to qualify more credit challenged borrowers. We offer a flexible mix of programs to fit their individual needs. Low seasoning requirements for derogatory events such as bankruptcies, foreclosures, short sales, and deed in lieu. These products are designed to step in when traditional financing cannot be obtained.

Bad Credit Home Loan Program Highlights:

  • Full doc, lite doc, bank statement programs, investor products available

  • Down payments as low as 20%

  • Higher Debt-to-income ratios up to 50%

  • Credit scores as low as 500

  • Flexible credit standards for derogatory history

  • No prepayment penalties

  • Interest only options available

Contact us today to learn more! Don’t let a bad credit score keep you from your dream home.

***Disclaimer: Loan terms are subject to underwriting review and each product guideline***

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It's a great time to purchase your new home. Get the process started by applying with The Newfinity Group today!